Senior Citizen Car Insurance

Car insurance for senior citizens can present challenges in finding discounts, as many providers focus on safe driving discounts rather than age-specific ones. However, some exceptions exist, with Geico and The Hartford offering programs tailored for mature drivers.

Geico's Prime Time program is designed for drivers aged 50 and above. To qualify, drivers must meet specific criteria:

• No drivers under the age of 25 on their policy.
• A clean record with no traffic violations or accidents in the past three years.
• No use of any vehicle for business purposes.

It's important to note that the availability of mature driver discounts varies by state, and Geico's Prime Time program is applicable in only 30 states.

Another option for seniors is The Hartford, which collaborates with AARP to provide affordable car insurance. AARP members aged 50 and above can extend coverage to include family members on their car insurance policies. While explicit senior discounts may be limited, exploring programs like these can help seniors find suitable coverage with additional perks.